Disclaimer & Terms Of Use

 

2nd Income Solutions Web Site Agreement

The 2nd-Income-Solutions.com Web Site (the "Site") is an online information service provided by 2nd Income Solutions ("2nd-Income-Solutions.com "), subject to your compliance with the terms and conditions set forth below. PLEASE READ THIS DOCUMENT CAREFULLY BEFORE ACCESSING OR USING THE SITE. BY ACCESSING OR USING THE SITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, YOU MAY NOT ACCESS OR USE THE SITE. 2nd-Income-Solutions.com MAY MODIFY THIS AGREEMENT AT ANY TIME, AND SUCH MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING OF THE MODIFIED AGREEMENT ON THE SITE. YOU AGREE TO REVIEW THE AGREEMENT PERIODICALLY TO BE AWARE OF SUCH MODIFICATIONS AND YOUR CONTINUED ACCESS OR USE OF THE SITE SHALL BE DEEMED YOUR CONCLUSIVE ACCEPTANCE OF THE MODIFIED AGREEMENT.

1. Copyright, Licenses and Idea Submissions.

The entire contents of the Site are protected by international copyright and trademark laws. The owner of the copyrights and trademarks are 2nd-Income-Solutions.com, its affiliates or other third party licensors. YOU MAY NOT MODIFY, COPY, REPRODUCE, REPUBLISH, UPLOAD, POST, TRANSMIT, OR DISTRIBUTE, IN ANY MANNER, THE MATERIAL ON THE SITE, INCLUDING TEXT, GRAPHICS, CODE AND/OR SOFTWARE. You may print and download portions of material from the different areas of the Site solely for your own non-commercial use provided that you agree not to change or delete any copyright or proprietary notices from the materials. You agree to grant to 2nd-Income-Solutions.com a non-exclusive, royalty-free, worldwide, perpetual license, with the right to sub-license, to reproduce, distribute, transmit, create derivative works of, publicly display and publicly perform any materials and other information (including, without limitation, ideas contained therein for new or improved products and services) you submit to any public areas of the Site (such as bulletin boards, forums and newsgroups) or by e-mail to 2nd-Income-Solutions.com by all means and in any media now known or hereafter developed. You also grant to 2nd-Income-Solutions.com the right to use your name in connection with the submitted materials and other information as well as in connection with all advertising, marketing and promotional material related thereto. You agree that you shall have no recourse against 2nd-Income-Solutions.com for any alleged or actual infringement or misappropriation of any proprietary right in your communications to 2nd-Income-Solutions.com.

TrafficServer 1.01 TRADEMARKS.

Publications, products, content or services referenced herein or on the Site are the exclusive trademarks or servicemarks of 2nd-Income-Solutions.com. Other product and company names mentioned in the Site may be the trademarks of their respective owners.

2. Use of the Site.

You understand that, except for information, products or services clearly identified as being supplied by 2nd-Income-Solutions.com, 2nd-Income-Solutions.comdoes not operate, control or endorse any information, products or services on the Internet in any way. Except for 2nd-Income-Solutions.com- identified information, products or services, all information, products and services offered through the Site or on the Internet generally are offered by third parties, that are not affiliated with 2nd-Income-Solutions.com a. You also understand that 2nd-Income-Solutions.com cannot and does not guarantee or warrant that files available for downloading through the Site will be free of infection or viruses, worms, Trojan horses or other code that manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to the Site for the reconstruction of any lost data.

YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE SITE AND THE INTERNET. 2nd-Income-Solutions.com PROVIDES THE SITE AND RELATED INFORMATION "AS IS" AND DOES NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER (INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE OR NONINFRINGEMENT, OR THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE) WITH REGARD TO THE SERVICE, ANY MERCHANDISE INFORMATION OR SERVICE PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY, AND 2nd-Income-Solutions.com SHALL NOT BE LIABLE FOR ANY COST OR DAMAGE ARISING EITHER DIRECTLY OR INDIRECTLY FROM ANY SUCH TRANSACTION. IT IS SOLELY YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS AND USEFULNESS OF ALL OPINIONS, ADVICE, SERVICES, MERCHANDISE AND OTHER INFORMATION PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY. 2nd-Income-Solutions.com DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE OR THAT DEFECTS IN THE SERVICE WILL BE CORRECTED.

YOU UNDERSTAND FURTHER THAT THE PURE NATURE OF THE INTERNET CONTAINS UNEDITED MATERIALS SOME OF WHICH ARE SEXUALLY EXPLICIT OR MAY BE OFFENSIVE TO YOU. YOUR ACCESS TO SUCH MATERIALS IS AT YOUR RISK. 2nd-Income-Solutions.com HAS NO CONTROL OVER AND ACCEPTS NO RESPONSIBILITY WHATSOEVER FOR SUCH MATERIALS.

LIMITATION OF LIABILITY

IN NO EVENT WILL 2nd-Income-Solutions.com BE LIABLE FOR (I) ANY INCIDENTAL, CONSEQUENTIAL, OR INDIRECT DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION, AND THE LIKE) ARISING OUT OF THE USE OF OR INABILITY TO USE THE SERVICE, OR ANY INFORMATION, OR TRANSACTIONS PROVIDED ON THE SERVICE, OR DOWNLOADED FROM THE SERVICE, OR ANY DELAY OF SUCH INFORMATION OR SERVICE. EVEN IF 2nd-Income-Solutions.com OR ITS AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR (II) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE SERVICE AND/OR MATERIALS OR INFORMATION DOWNLOADED THROUGH THE SERVICE. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, 2nd-Income-Solutions.com LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.

2nd-Income-Solutions.com makes no representations whatsoever about any other web site which you may access through this one or which may link to this Site. When you access a non-2nd-Income-Solutions.com web site, please understand that it is independent from 2nd-Income-Solutions.com, and that 2nd-Income-Solutions.com has no control over the content on that web site. In addition, a link to a 2nd-Income-Solutions.com web site does not mean that 2nd-Income-Solutions.com endorses or accepts any responsibility for the content, or the use, of such web site.

3. Indemnification.

You agree to indemnify, defend and hold harmless 2nd-Income-Solutions.com, its officers, directors, employees, agents, licensors, suppliers and any third party information providers to the Service from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from any violation of this Agreement (including negligent or wrongful conduct) by you or any other person accessing the Service.

4. Third Party Rights.

The provisions of paragraphs 2 (Use of the Service), and 3 (Indemnification) are for the benefit of 2nd-Income-Solutions.com and its officers, directors, employees, agents, licensors, suppliers, and any third party information providers to the Service. Each of these individuals or entities shall have the right to assert and enforce those provisions directly against you on its own behalf.

5.Term; Termination.

This Agreement may be terminated by either party without notice at any time for any reason. The provisions of paragraphs 1 (Copyright, Licenses and Idea Submissions), 2 (Use of the Service), 3 (Indemnification), 4 (Third Party Rights) and 6 (Miscellaneous) shall survive any termination of this Agreement.

6. Bonus Disclaimer.

Any bonuses offered on this site are 'free of charge' and not included in any of our products prices. If you do not like a bonus or it does not work properly, that does not entitle you to a refund. ALL BONUSES are "FREE". We also cannot provide support for bonuses that were not created by our company.

7. Refunds.

Understandably, we cannot offer refunds for promotional products. We offer quality software, scripts, ebooks, templates, etc. that are highly discounted. In most instances buyers receive thousands of dollars worth of products for a fraction of the original cost. Often, these are limited offerings and a refund on such offerings would mean that we loose a sale and another potential buyer is closed out of the opportunity to make a purchase of such offerings. If you are not 100% positive that you want an item, you should pass on making the purchase. However, we do stand behind the products that we offer and will replace that item if it is defective or allow a comparable substitute. Because software is downloaded it really can't be returned and there is no way to guarantee that it is not still being used. If we provide a substitute item all rights to the original product are forfeited. That means it cannot be used personally, sold, bartered, or provided to anyone else to use for any reason. Please note also that United States Federal Law prohibits the return of software for a refund and only allows for the software to be exchanged for the same software if the original is defective. Please note that some product description sales pages do claim to offer refunds. We present these descriptive sales pages so that potential customers can read the details of the individual products. We do not sell individual products, only packages. Purchasers can choose to offer packages as a package or as individual products and have a right to offer refunds or not, depending on their preference.

Credits related to adjusting rates for special promotions are always accommodated if the product was purchased as a higher rate within 30 days of a lower promotional rate. Example: A product was purchased June 1st at $47 and the same product is offered at a sale price of $37 within 30 days the customer can request and will receive a $10 credit. Beyond 30 days credits will not be issued. Like any other business we have to remain competitive and at times that might require a temporary sale to compete with other marketers but there has be a reasonable cut-off period relating to issuing a credit.

Also please note that we take great pride in the fact that we have an extremely low complaint rate and as a result take any complaint very seriously. And virtually 100% of the complaints ever placed with our payment processor (PayPal) relate to non-receipt of a purchase. We have no problem with such a complaint if it is legitimate but the irrefutable fact is that in almost all instances the customer did not attempt to contact us first at our support address, 08-1-support [at] 2nd-income-solutions.com, prior to filing a complaint; insisted upon using a cheap or free throw-away address such as Hotmail, AOL, gmail, comcast, etc; which drastically increases the chances of non-delivery of their confirmation message containing download information because such addresses are notorious for over-filtering; had a full mailbox which caused the rejection of our confirmation message; misused PayPal's complaint system to obtain an adjustment in pricing; used PayPal's complaint system to cancel an order that was received; used PayPal's complaint system to cancel an order that was received while purchasing the same or nearly same product at a better price (customer should be contacting 2nd Income Solutions first and not be using PayPal's system for such adjustments); or something similar to one of the aforementioned. In such instances 2nd Income Solutions will bill the customer $15 (per incident) in addition to the cost of the product for time needed to respond to a complaint that was related to the customer's negligence and/or greed. If the customer chooses not to pay the $15 fee, 2nd Income Solutions will block access to the download area using IP Deny Manager.

PayPal Installment Plan: Payments cancelled through PayPal with regard to any product purchase will result in denial of service and there will not be any refunds on payments already completed. Sorry, but approximately 10% of the orders placed using PayPal's installment plan have been discontinued after one or more payments. The installment plan was offered to make it easier for some customers to purchase larger packages and some have chosen to abuse that program.

8. Earnings & Income Disclaimer.

ANY EARNINGS OR INCOME STATEMENTS, OR EARNINGS OR INCOME EXAMPLES, ARE ONLY ESTIMATES OF WHAT WE THINK YOU COULD EARN. THERE IS NO ASSURANCE YOU'LL DO AS WELL. IF YOU RELY UPON OUR FIGURES, YOU MUST ACCEPT THE RISK OF NOT DOING AS WELL.

WHERE SPECIFIC INCOME FIGURES ARE USED, AND ATTRIBUTED TO AN INDIVIDUAL OR BUSINESS, THOSE PERSONS OR BUSINESSES HAVE EARNED THAT AMOUNT. THERE IS NO ASSURANCE YOU'LL DO AS WELL. IF YOU RELY UPON OUR FIGURES; YOU MUST ACCEPT THE RISK OF NOT DOING AS WELL.

ANY AND ALL CLAIMS OR REPRESENTATIONS, AS TO INCOME EARNINGS ON OUR WEB SITE, ARE NOT TO BE CONSIDERED AS AVERAGE EARNINGS.

THERE CAN BE NO ASSURANCE THAT ANY PRIOR SUCCESSES, OR PAST RESULTS, AS TO INCOME EARNINGS, CAN BE USED AS AN INDICATION OF YOUR FUTURE SUCCESS OR RESULTS.

MONETARY AND INCOME RESULTS ARE BASED ON MANY FACTORS. WE HAVE NO WAY OF KNOWING HOW WELL YOU WILL DO, AS WE DO NOT KNOW YOU, YOUR BACKGROUND, YOUR WORK ETHIC, OR YOUR BUSINESS SKILLS OR PRACTICES. THEREFORE WE DO NOT GUARANTEE OR IMPLY THAT YOU WILL GET RICH, THAT YOU WILL DO AS WELL, OR MAKE ANY MONEY AT ALL. THERE IS NO ASSURANCE YOU'LL DO AS WELL. IF YOU RELY UPON OUR FIGURES; YOU MUST ACCEPT THE RISK OF NOT DOING AS WELL.

INTERNET BUSINESSES AND EARNINGS DERIVED THERE FROM, HAVE UNKNOWN RISKS INVOLVED, AND ARE NOT SUITABLE FOR EVERYONE. MAKING DECISIONS BASED ON ANY INFORMATION PRESENTED IN OUR PRODUCTS, SERVICES, OR WEB SITE, SHOULD BE DONE ONLY WITH THE KNOWLEDGE THAT YOU COULD EXPERIENCE SIGNIFICANT LOSSES, OR MAKE NO MONEY AT ALL.

ALL PRODUCTS AND SERVICES ON OUR WEB SITE ARE FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY. USE CAUTION AND SEEK THE ADVICE OF QUALIFIED PROFESSIONALS. CHECK WITH YOUR ACCOUNTANT, LAWYER OR PROFESSIONAL ADVISOR, BEFORE ACTING ON THIS OR ANY INFORMATION.

USERS OF OUR PRODUCTS, SERVICES AND WEB SITE ARE ADVISED TO DO THEIR OWN DUE DILIGENCE WHEN IT COMES TO MAKING BUSINESS DECISIONS AND ALL INFORMATION, PRODUCTS, AND SERVICES THAT HAVE BEEN PROVIDED SHOULD BE INDEPENDENTLY VERIFIED BY YOUR OWN QUALIFIED PROFESSIONALS. OUR INFORMATION, PRODUCTS, AND SERVICES ON OUR WEB SITE SHOULD BE CAREFULLY CONSIDERED AND EVALUATED, BEFORE REACHING A BUSINESS DECISION, ON WHETHER TO RELY ON THEM.

YOU AGREE THAT OUR COMPANY IS NOT RESPONSIBLE FOR THE SUCCESS OR FAILURE OF YOUR BUSINESS DECISIONS RELATING TO ANY INFORMATION PRESENTED ON OUR WEB SITE, OR OUR COMPANY PRODUCTS OR SERVICES.

8a. MATERIAL CONNECTION DISCLOSURE.

This email contains links to products from vendors which the sender of this email has an affiliate relationship or other material connection, and may be compensated in some form when you purchase from one of the vendors in this email.

It is good practice to thoroughly review any product before purchasing online.

9. Package Pricing, Sales Pages and Graphics. (Jerry Nicholson Rule)

We refer to this portion of the "Disclaimer" as the "Jerry Nicholson Rule" because he far exceeded all previous thefts of graphics and text than anyone else since we began offering these packages 6 years ago. When a package is purchased, the purchaser obtains all rights to the sales pages, graphics, files, etc. related to each 'individual product' and is free to use these items as they wish (Developer's restrictions must be honored if they are stated within the download file). Sales pages and graphics developed by our webmaster are only to present the individual products contained in the package and cannot be used without written permission and use of these materials has never been granted. Purchasers are free to re-package products to offer within their own packages if they desire to do so. Purchasers should not sell The Webmaster's Super Combo Package (2007 - 2012), The Webmaster's Private Label Rights Package (2007 - 2012), The Webmaster's Graphics & Web Design Package (2007 - 2012), or The Webmaster's EXTREME Niche Combo Package (2007 - 2012) editions using our promotional copy or graphics under any circumstances. None of our packages should be sold for less than $10 under the sales price of any package. Understandably, nobody can enforce a minimum price on a product but they can if they are advised that they cannot purchase the product or package if they intend to not honor the prices set for the product or package. If you do not intend to honor the pricing you are directed to not purchase any of these packages from 2nd Income Solutions. Customers are also reminded that approximately 1-2% of the products within the packages contain rights that prevent their being sold to anyone because they are products with Personal Use Rights or a few bonus products that the developer does not allow to be passed on to anyone. In each instance that there are products with such restrictions we did purchase the right to pass them along to others. Anyone that does not honor our pricing or uses any of our materials will cease to receive new products added to this package throughout the year! And all rights to products re-sold to others will cease to be valid licenses held be those buyers.

10. A NOTE ABOUT THEFT OF DIGITAL PRODUCTS!

First, please do not take this message personally. But I am asking that you understand that when we invest over $5,000 each year ($7,000+ in 2010) purchasing products to place in our packages so that our customers save a lot of money, it becomes a serious problem when tens of thousands of dollars are lost as a result of theft.

In the past year we have discovered 31 instances of theft. Some people simply share the download links. Others take it a step further by copying and pasting download pages on their sites.

These are criminal acts and we have received successful outcomes 100% of the time with regard to known instances of theft.

As a matter of fact we made almost as much money with settlements from thieves as we did selling these packages. In 2 instances courts also sent the culprits to jail (because of multiple offences) and in one instance the individual also received a court order to never have an online business again or establish a relationship with others that could act on his behalf by establishing an online business. Even with regard to thefts originating from other countries the sites were shut down and the thieves lost their domain names. In over 50% of the instances all computers were confiscated.

The bottom line is that the people who steal represent a very small percentage of customers but they cause everyone to lose revenues.

We catch most but if you do come across a business that is stealing our property I would appreciate hearing from you.

If you were directed to any of our download pages from any site other than 2nd-income-solutions.com you were sent there illegally!

Additional Note Regarding Installment Payment Plans! At this time we do not offer memberships as the vast majority of customers prefer purchasing using a one-time-payment or installment payment plan. Unlike many competitors we do not impose a forfeit of usage rights should you choose to not purchase the next yearly version of our major packages. But if you purchase one of our major packages (The 2012 Webmaster's Super Combo Package, The 2012 Webmaster's Private Label Rights Package, The 2012 Webmaster's Graphics & Web Design Package, or The 2012 Webmaster's EXTREME Niche Combo Package using the 2, 3, or 4 installment plan option the installment payments must be completed. An installment plan is not a recurring payment for a membership or subscription. It is a series of partial payments for a specific package and to retain usage rights relating to the package all payments must be completed or you will forfeit the right to use or sell any products already downloaded. If a payment is skipped or cancelled by PayPal access to the download area is denied and to reinstate access all missed and remaining payments must be paid plus a service fee of $25. When a payment is missed PayPal automatically sends the customer a message giving them several days to deposit funds into their account before another attempt is made to debit the account. For that reason, we do not send a separate email message to the customer. The installment payment plan was offered to make it easier for some customers to purchase our packages but about 30% defaulted on payments so we have taken these steps to assure that the program can continue and to make sure that customers that do complete the installment payments faithfully are not placed at a disadvantage by those that don't. If you do not intend to complete the installment payments please choose the one-time-payment option. Again, if PayPal is not able to debit the payment we block access via IP and all payments remaining on a payment plan plus a $25 re-instatement fee is charged prior to removing an IP block. After 30 days the block becomes permanent and you will not be able to purchase any products in the future so please honor payment plans so we can continue to make it available to all customers.

11.Miscellaneous.

This Agreement shall all be governed and construed in accordance with the laws of The United States of America applicable to agreements made and to be performed in The United States of America. You agree that any legal action or proceeding between 2nd-Income-Solutions.com and you for any purpose concerning this Agreement or the parties' obligations hereunder shall be brought exclusively in a federal or state court in Fulton County, Georgia, USA . Any cause of action or claim you may have with respect to the Service must be commenced within one (1) year after the claim or cause of action arises or such claim or cause of action is barred. 2nd-Income-Solutions.com's failure to insist upon or enforce strict performance of any provision of this Agreement shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any provision of this Agreement. 2nd-Income-Solutions.com may assign its rights and duties under this Agreement to any party at any time without notice to you..

Any rights not expressly granted herein are reserved.


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